McDonald's MCC Code - What Category Does McDonald's Use?

McDonald's MCC Code - What Category Does McDonald's Use?

Best credit card for McDonald's

In Singapore (MCC 5814)

Top miles cards

1.UOB Lady's Card
Chosen bonus category: Dining
Cap Bonus UNI$1,800 per calendar month (= S$1,000 spend)
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Caterers, eating places & restaurants, fast food, food deliveries.
Terms checked 2026-09-24 · Issuer terms ·
4 mpd
2.UOB Lady's Solitaire Card
Chosen bonus category: Dining
Cap Bonus UNI$1,350 (S$750 spend) per calendar month per selected category; max 2 categories (S$1,500/month total) since 1 Aug 2025
Select up to 2 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Caterers, eating places & restaurants, fast food, food deliveries.
Terms checked 2026-10-01 · Issuer terms ·
4 mpd
3.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Selected Online Transactions: Supermarkets, Dining and Food Delivery
Cap Selected Online Transactions category: bonus UNI$1,080 per calendar month (= S$600 spend), shared across all three online MCC groups; since 1 Oct 2025
Online retail transactions (local or overseas) via websites, not under recurring payment arrangements. 4 mpd = base UNI$1 + bonus UNI$9 per S$5. Issuer publishes ranges 5732-5735, 5944-5949, 5966-5970, 7998-7999 (expanded here).
Terms checked 2026-10-01 · Issuer terms ·
4 mpd

Top cashback cards

1.UOB One Card
Grab (GRAB*), McDonald's, Shopee Singapore, SimplyGo bus/MRT
Cap Additional cashback on all selected merchants combined capped at S$120 per statement monthMin spend Quarterly cashback requires, in EVERY statement month of the quarter, min. 10 transactions AND spend of S$600 (Tier 1: S$60/quarter), S$1,000 (Tier 2: S$100/quarter) or S$2,000 (Tier 3: S$200/quarter)
Additional 5% (Tier 1 and 2) or 6.67% (Tier 3) on top of the 3.33% quarterly cashback = 8.33% / 10% total. Only paid if the quarterly cashback is earned. Merchant/descriptor-based.
Terms checked 2026-09-24 · Issuer terms ·
10% cashback
2.Citi Cash Back+ Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.6% cashback

All Singapore cards for MCC 5814

In Thailand (MCC 5814)

Top cashback cards

1.Krungsri First Choice Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
2% cashback

All Thailand cards for MCC 5814

In Indonesia (MCC 5814)

Top miles cards

1.OCBC 90°N Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
0.00008333 mpd
2.UOB PRIVIMiles Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
0.00008333 mpd
3.Garuda BNI Visa Signature Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·

Based on published card terms; the MCC can differ by payment channel, so check your statement.