What MCC code does Irving Oil use for credit card transactions?
Irving Oil transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for Irving Oil:
1.TD Cash Back Visa Infinite Card
Gas & Electric Vehicle Charging
Terms checked 2026-09-24 路 Issuer terms 路
2.Scotia Momentum Visa Infinite+ Card
Gas stations, EV charging, transit and rideshare
Each accelerated tier (4% and 2%) has its own C$25,000 annual spend limit, resetting every 12 months from the account-opening statement period
Terms checked 2026-09-24 路 Issuer terms 路
3.CIBC Dividend Visa Infinite Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.
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