What MCC code does S&R Membership Shopping use for credit card transactions?
S&R Membership Shopping transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for S&R Membership Shopping:
1.UnionBank Cash Back Visa Platinum
Supermarkets
Without the out-of-category spend, the rebate is lower (tiered)
Terms checked 2026-09-24 路 Issuer terms 路
2.Metrobank Cashback Visa
Supermarket/grocery, telecommunications (cable, streaming), school and bookstore
Statement descriptors and business names linked to S&R Membership Shopping:
Primary MCC
5411
Category
Retail
Total MCC Codes
2
Available In
1 region
Data source
Reported by the community
Saw a different MCC for S&R Membership Shopping on your statement?
Report the MCC you sawIf the P12,000 spend on other categories is not met, these MCCs earn only 0.2%. Computed per transaction
Terms checked 2026-09-24 路 Issuer terms 路
3.BPI Amore Cashback Card
Supermarkets / grocery stores
Local or online transactions only; cashback computed per full Php 1,000 increment; Flexipay of merchant allowed
Terms checked 2026-09-24 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Access our API for real-time MCC lookups and merchant data.