What MCC code does Shopee use for credit card transactions?
Shopee is one of the largest e-commerce platforms in Southeast Asia, operating in Singapore, Malaysia, Thailand, Indonesia, Vietnam, the Philippines, and Taiwan. When you make purchases on Shopee, your credit card statement will show specific Merchant Category Codes (MCC) that determine how your transaction is categorized.
Understanding Shopee's MCC codes is important for: - **Credit Card Rewards**: Some cards offer bonus points for specific MCC categories - **Expense Tracking**: Properly categorize your online shopping expenses - **Business Accounting**: Accurate classification for tax and bookkeeping purposes
Shopee transactions typically appear under MCC 5262 (Marketplaces) as the primary code, but may also use various secondary codes depending on the type of purchase.
Shopee transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for Shopee:
1.OCBC Rewards Card
PROMO: 15X OCBC$ at Watsons, Shopee, Lazada, TikTok Shop, Taobao
Time-limited: 1 Jul 2026 to 31 Mar 2027. Adds 5 OCBC$ per S$1 (+2 mpd) to the 4 mpd rate. Shopee Pay under MCC 5262 and 6540 earns no OCBC$. MCC 5411 grocery purchases on Shopee and Lazada earn no OCBC$.
Terms checked 2026-10-01 · Issuer terms ·
2.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Selected Online Transactions: Department Stores and Retail Stores
Online retail transactions (local or overseas) via websites, not under recurring payment arrangements. 4 mpd = base UNI$1 + bonus UNI$9 per S$5. Issuer publishes ranges 5732-5735, 5944-5949, 5966-5970, 7998-7999 (expanded here). MCC 5965 no longer earns (from 1 Oct 2024).
Terms checked 2026-10-01 · Issuer terms ·
1.UOB One Card
Grab (GRAB*), McDonald's, Shopee Singapore, SimplyGo bus/MRT
Additional 5% (Tier 1 and 2) or 6.67% (Tier 3) on top of the 3.33% quarterly cashback = 8.33% / 10% total. Only paid if the quarterly cashback is earned. Merchant/descriptor-based.
Terms checked 2026-09-24 · Issuer terms ·
2.DBS Live Fresh Card
Shopping Spend (in-store and online, SG and overseas)
0.3% base plus 5.7% bonus once monthly spend reaches S$800. MCC 5993 was removed from the Shopping list from 1 Dec 2025 and is now fully excluded. Excludes Table 5 merchant names (e.g. CARDUP, IPAYMY, AMAZE, SHOPEEPAY, YOUTRIP, FAVEPAY, crypto sites).
1.Krungsri First Choice Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
3.Garuda BNI Visa Signature Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Shopee primarily uses MCC 5262 (Marketplaces) for most transactions. However, depending on the seller and product category, transactions may also appear under codes like 5399 (General Merchandise), 5732 (Electronics), or 5812 (Restaurants) for food delivery orders.
It depends on your credit card. Shopee transactions coded as MCC 5262 (Marketplaces) or 5399 (General Merchandise) typically qualify for online shopping bonuses. Check with your card issuer as category bonuses vary by card.
Shopee is a marketplace with many sellers. The MCC code can vary based on what you purchased, the seller's merchant category, and whether you used services like ShopeePay or Shopee Food delivery.
Yes, Shopee is very popular in Singapore (Shopee.sg) and is one of the leading e-commerce platforms in the country. Singapore users frequently search for Shopee MCC codes to maximize credit card rewards.
Primary MCC
5262
Category
Retail
Total MCC Codes
13
Available In
2 regions
Data source
Curated by MCC Explorer
Saw a different MCC for Shopee on your statement?
Report the MCC you sawTerms checked 2026-09-24 · Issuer terms ·
1.BCA Blibli Tiket Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·