MCC 7278
Buying and Shopping Services and Clubs
MCC Code
7278
Category
Buying Shopping Services
Known Merchants
2+
About MCC 7278
MCC 7278 covers buying and shopping services and clubs, including personal shopping services, buyers' clubs, and membership-based shopping or discount services. It is distinct from 5300 (wholesale clubs such as warehouse stores) and 5968 (continuity and subscription merchants), which covers recurring product subscriptions.
Merchant Information
Typical merchants include personal shopping services, buying clubs, and discount shopping membership programmes. Warehouse club membership fees are more often coded 5300.
Best credit card for MCC 7278
Merchants Using MCC 7278
API Access
MCC 7278 is a four-digit Merchant Category Code used to classify businesses that provide buying and shopping services and clubs. This code falls under the Buying Shopping Services category.
Credit card networks like Visa and Mastercard use MCC 7278 to:
- Categorize transactions at merchants classified as "Buying and Shopping Services and Clubs"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 7278 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on buying shopping services spending, transactions at merchants using MCC 7278 may qualify.
Common cards that may offer bonuses on buying shopping services purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 7278?
MCC 7278 is a four-digit Merchant Category Code that classifies businesses as "Buying and Shopping Services and Clubs". This code falls under the Buying Shopping Services category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 7278?
Businesses classified under MCC 7278 typically include those that provide buying and shopping services and clubs. We have 2+ merchants in our database using this MCC code.
Does MCC 7278 qualify for credit card rewards?
Whether MCC 7278 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on buying shopping services spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 7278 programmatically?
You can access MCC 7278 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.