What MCC code does Pacific Coffee use for credit card transactions?
Pacific Coffee transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for Pacific Coffee:
1.HSBC EveryMile Credit Card
Designated Everyday & Travel Spend merchants in Hong Kong (caf茅s, transport, travel services, driving)
2.5% RewardCash (6.25X basic) converted at the preferential $1 RC = 20 miles = HK$2 per mile. Hong Kong transactions only; e-wallet payments at these merchants excluded; fuel cards and Autotoll excluded; MTR only for gate fares (not Airport Express, Light Rail, MTR Bus). No cap stated. Promotion period 1 Jul - 31 Dec 2026.
Terms checked 2026-09-30 路 Issuer terms 路
2.Standard Chartered Cathay Mastercard
Dining in Hong Kong (posted in HKD)
HK$4 = 1 Asia Mile (includes the base HK$6 = 1 mile). Dining = restaurants/dining merchants per Mastercard merchant codes (mapped here to 5812/5814); excludes banquets, private parties/kitchens, F&B in hotels, food courts, supermarkets, department stores, clubhouses. Selected Categories offer runs 1 Jan - 31 Dec 2026.
Primary MCC
5814
Category
Food
Total MCC Codes
2
Available In
1 region
Data source
Reported by the community
Saw a different MCC for Pacific Coffee on your statement?
Report the MCC you sawTerms checked 2026-09-30 路 Issuer terms 路
3.American Express Explorer Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路
1.BOC Chill World Mastercard
Chill Merchants (film, entertainment, local shopping and lifestyle)
10% = 1 Gift Point per HK$1 (0.4%) + 9.6% extra. E-wallet payments (BoC Pay+, AlipayHK, WeChat Pay HK) excluded. Promotion to 31 Dec 2026.
Terms checked 2026-09-30 路 Issuer terms 路
2.DBS Eminent Visa Signature Card
Dining (single transaction HK$300+)
0.4% basic + 4.6% extra; registration via DBS Card+ app required (programme 1 Jan - 31 Dec 2026). Dining = merchant category of restaurants per Visa codes (mapped here to 5812/5814); banquets, private events and F&B in hotels, department stores, associations and clubhouses excluded. Transactions under HK$300 earn 1%.
Terms checked 2026-09-30 路 Issuer terms 路
3.Hang Seng Travel+ Visa Signature Card
Local dining
Includes 0.4% basic. Registration required; promotion 1 Jan - 31 Dec 2026. Local dining outlets per Visa/Hang Seng dining merchant codes (mapped here to 5812/5814); excludes online transactions, banquets, private events and outlets in hotels, department stores, associations and clubhouses.
Terms checked 2026-09-30 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.
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