What MCC code does McDonald's UK use for credit card transactions?
McDonald's UK transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for McDonald's UK:
1.Barclaycard Avios Plus Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
2.British Airways American Express Premium Plus Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
Statement descriptors and business names linked to McDonald's UK:
Primary MCC
5814
Category
Food
Total MCC Codes
2
Available In
1 region
Data source
Reported by the community
Saw a different MCC for McDonald's UK on your statement?
Report the MCC you saw1.Santander Rewards Credit Card
Restaurants, cafes, takeaways and food delivery
3% only during the first 12 months from account opening, then 0.25%. MCC-based (Mastercard assigns MCCs). Most pubs, bars and nightclubs are not coded 5812 and earn 0.25%. BNPL purchases may carry the lender's MCC.
Terms checked 2026-09-24 路 Issuer terms 路
2.American Express Platinum Cashback Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
3.American Express Platinum Cashback Everyday Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Access our API for real-time MCC lookups and merchant data.