What MCC code does Greggs use for credit card transactions?
Greggs transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for Greggs:
1.Barclaycard Avios Plus Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
2.British Airways American Express Premium Plus Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
Statement descriptors and business names linked to Greggs:
Primary MCC
5812
Category
Food
Total MCC Codes
3
Available In
1 region
Data source
Reported by the community
Saw a different MCC for Greggs on your statement?
Report the MCC you saw1.Santander Rewards Credit Card
Restaurants, cafes, takeaways and food delivery
3% only during the first 12 months from account opening, then 0.25%. MCC-based (Mastercard assigns MCCs). Most pubs, bars and nightclubs are not coded 5812 and earn 0.25%. BNPL purchases may carry the lender's MCC.
Terms checked 2026-09-24 路 Issuer terms 路
2.American Express Platinum Cashback Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
3.American Express Platinum Cashback Everyday Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.