What MCC code does Change Please use for credit card transactions?
1.Barclaycard Avios Plus Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
2.British Airways American Express Premium Plus Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
Primary MCC
5814
Category
Food
Total MCC Codes
1
Available In
1 region
Data source
Estimated from business type (unconfirmed)
Saw a different MCC for Change Please on your statement?
Report the MCC you saw1.Santander Rewards Credit Card
Restaurants, cafes, takeaways and food delivery
3% only during the first 12 months from account opening, then 0.25%. MCC-based (Mastercard assigns MCCs). Most pubs, bars and nightclubs are not coded 5812 and earn 0.25%. BNPL purchases may carry the lender's MCC.
Terms checked 2026-09-24 路 Issuer terms 路
2.American Express Platinum Cashback Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
3.American Express Platinum Cashback Everyday Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.