What MCC code does B&Q use for credit card transactions?
B&Q transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for B&Q:
2.DBS Altitude Card (Visa Signature / American Express)
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
3.OCBC 90掳N Card (Visa / Mastercard)
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
1.DBS Live Fresh Card
Shopping Spend (in-store and online, SG and overseas)
0.3% base plus 5.7% bonus once monthly spend reaches S$800. MCC 5993 was removed from the Shopping list from 1 Dec 2025 and is now fully excluded. Excludes Table 5 merchant names (e.g. CARDUP, IPAYMY, AMAZE, SHOPEEPAY, YOUTRIP, FAVEPAY, crypto sites).
Terms checked 2026-09-24 路 Issuer terms 路
1.VIB Super Card
Chosen category: Shopping
Choose one category in MyVIB. The published list includes pawn shops (5933) and salvage yards (5935).
Terms checked 2026-10-01 路 Issuer terms 路
2.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
1.Capital One Venture Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路
1.Bank of America Customized Cash Rewards Credit Card
Choice category: Home improvement & furnishings
MCCs listed in the program rules. Business-to-business merchants and wholesale distributors may not qualify. Only one choice category active at a time (default Gas & EV charging); it can be changed once per calendar month via Online/Mobile Banking. BofA Rewards / Preferred Rewards members earn 10%-75% more (e.g. 3% becomes up to 5.25%).
Terms checked 2026-09-30 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Statement descriptors and business names linked to B&Q:
Primary MCC
5200
Category
Home Supply
Total MCC Codes
2
Available In
2 regions
Data source
Reported by the community
Saw a different MCC for B&Q on your statement?
Report the MCC you saw3.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
3.Wells Fargo Active Cash Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路