MCC 5200
Home Supply Warehouse Stores
MCC Code
5200
Category
Home Supply
Known Merchants
10+
About MCC 5200
MCC 5200 covers home supply warehouse stores, large-format retailers selling building materials, hardware, tools, garden supplies, and home improvement products. It is often confused with 5251 (Hardware Stores) and 5211 (Lumber and Building Materials Stores), which cover smaller or more specialised outlets.
Merchant Information
Large home improvement retailers such as The Home Depot and Lowe's, and similar warehouse-format DIY and building supply stores serving both homeowners and trade customers.
Best credit card for MCC 5200
Merchants Using MCC 5200
API Access
MCC 5200 is a four-digit Merchant Category Code used to classify businesses that provide home supply warehouse stores. This code falls under the Home Supply category.
Credit card networks like Visa and Mastercard use MCC 5200 to:
- Categorize transactions at merchants classified as "Home Supply Warehouse Stores"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 5200 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on home supply spending, transactions at merchants using MCC 5200 may qualify.
Common cards that may offer bonuses on home supply purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 5200?
MCC 5200 is a four-digit Merchant Category Code that classifies businesses as "Home Supply Warehouse Stores". This code falls under the Home Supply category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 5200?
Businesses classified under MCC 5200 typically include those that provide home supply warehouse stores. We have 10+ merchants in our database using this MCC code.
Does MCC 5200 qualify for credit card rewards?
Whether MCC 5200 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on home supply spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 5200 programmatically?
You can access MCC 5200 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.