What MCC code does 85度C 85°C Bakery Cafe use for credit card transactions?
1.Standard Chartered Cathay Mastercard
Dining in Hong Kong (posted in HKD)
HK$4 = 1 Asia Mile (includes the base HK$6 = 1 mile). Dining = restaurants/dining merchants per Mastercard merchant codes (mapped here to 5812/5814); excludes banquets, private parties/kitchens, F&B in hotels, food courts, supermarkets, department stores, clubhouses. Selected Categories offer runs 1 Jan - 31 Dec 2026.
Terms checked 2026-09-30 · Issuer terms ·
2.HSBC EveryMile Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Statement descriptors and business names linked to 85度C 85°C Bakery Cafe:
Primary MCC
5814
Category
Food
Total MCC Codes
1
Available In
1 region
Data source
Estimated from business type (unconfirmed)
Saw a different MCC for 85度C 85°C Bakery Cafe on your statement?
Report the MCC you saw3.American Express Explorer Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.DBS Eminent Visa Signature Card
Dining (single transaction HK$300+)
0.4% basic + 4.6% extra; registration via DBS Card+ app required (programme 1 Jan - 31 Dec 2026). Dining = merchant category of restaurants per Visa codes (mapped here to 5812/5814); banquets, private events and F&B in hotels, department stores, associations and clubhouses excluded. Transactions under HK$300 earn 1%.
Terms checked 2026-09-30 · Issuer terms ·
2.Hang Seng Travel+ Visa Signature Card
Local dining
Includes 0.4% basic. Registration required; promotion 1 Jan - 31 Dec 2026. Local dining outlets per Visa/Hang Seng dining merchant codes (mapped here to 5812/5814); excludes online transactions, banquets, private events and outlets in hotels, department stores, associations and clubhouses.
Terms checked 2026-09-30 · Issuer terms ·
3.HSBC Visa Signature Card
Dining in Hong Kong (Red Hot Rewards category, all 5X allocated to Dining)
3.6% = 0.4% basic (1X) + 2% Red Hot Rewards of Your Choice (5X, registration by 31 Oct 2026, 5X allocated to Dining) + 1.2% Visa Signature Special Reward (3X). With no 5X allocated to Dining the rate is 1.6%. Dining = HK outlets classified as restaurants/dining merchants by Visa merchant codes (mapped here to 5812/5814); excludes banquets, private functions, and dining outlets in hotels, department stores, associations and clubhouses.
Terms checked 2026-09-30 · Issuer terms ·
Based on published card terms; the MCC can differ by payment channel, so check your statement.