MCC 6531
Payment Service Provider - Money Transfer
MCC Code
6531
Category
Financial
Known Merchants
0+
About MCC 6531
Covers money transfers initiated through a payment service provider, where funds are sent from a card to another person or account. Related codes include 4829 (Wire Transfers and Money Orders) and 6534 for transfers through a member financial institution. Card networks treat these as high-risk, cash-like transactions.
Merchant Information
Payment service providers and money transfer platforms offering card-funded transfers. Many card issuers exclude this code from rewards or treat it as a cash-like transaction; check your card's terms.
API Access
Related MCC Codes in Financial
MCC 0011
Commerce Bank ODP
MCC 6010
Manual Cash Disbursements
MCC 6011
Financial Institutions – Automated Cash Disbursements
MCC 6012
Merchandise and Services (Financial Institutions)
MCC 6040
Savings Institutions and Savings and Loan Associations
MCC 6211
Security Brokers/Dealers
MCC 6529
Remote Stored Value Load - Member Financial Institution
MCC 6530
Remote Stored Value Load
MCC 6531 is a four-digit Merchant Category Code used to classify businesses that provide payment service provider - money transfer. This code falls under the Financial category.
Credit card networks like Visa and Mastercard use MCC 6531 to:
- Categorize transactions at merchants classified as "Payment Service Provider - Money Transfer"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 6531 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on financial spending, transactions at merchants using MCC 6531 may qualify.
Common cards that may offer bonuses on financial purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 6531?
MCC 6531 is a four-digit Merchant Category Code that classifies businesses as "Payment Service Provider - Money Transfer". This code falls under the Financial category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 6531?
Businesses classified under MCC 6531 typically include those that provide payment service provider - money transfer. We have 0+ merchants in our database using this MCC code.
Does MCC 6531 qualify for credit card rewards?
Whether MCC 6531 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on financial spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 6531 programmatically?
You can access MCC 6531 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.