MCC 6300
Insurance Sales, Underwriting, and Premiums (eg monthly or yearly premiums)
MCC Code
6300
Category
Insurance
Known Merchants
10+
About MCC 6300
Covers insurance sales, underwriting and premium payments, such as monthly or annual premiums for life, health, motor, home and travel insurance. Insurance sold through direct marketing channels is often coded 5960, and some insurers use 6399 (Insurance Not Elsewhere Classified).
Merchant Information
Insurance companies, insurance brokers and agents collecting premiums. Many card issuers exclude insurance premiums from rewards or earn at a reduced rate; check your card's terms.
Best credit card for MCC 6300
Merchants Using MCC 6300
P = Primary MCC for this merchant|S = Secondary/Alternative MCC
Get full merchant data via our API. Seen a merchant use MCC 6300? Report it.
API Access
Related MCC Codes in Insurance
MCC 6300 is a four-digit Merchant Category Code used to classify businesses that provide insurance sales, underwriting, and premiums (eg monthly or yearly premiums). This code falls under the Insurance category.
Credit card networks like Visa and Mastercard use MCC 6300 to:
- Categorize transactions at merchants classified as "Insurance Sales, Underwriting, and Premiums (eg monthly or yearly premiums)"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 6300 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on insurance spending, transactions at merchants using MCC 6300 may qualify.
Common cards that may offer bonuses on insurance purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 6300?
MCC 6300 is a four-digit Merchant Category Code that classifies businesses as "Insurance Sales, Underwriting, and Premiums (eg monthly or yearly premiums)". This code falls under the Insurance category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 6300?
Businesses classified under MCC 6300 typically include those that provide insurance sales, underwriting, and premiums (eg monthly or yearly premiums). We have 10+ merchants in our database using this MCC code.
Does MCC 6300 qualify for credit card rewards?
Whether MCC 6300 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on insurance spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 6300 programmatically?
You can access MCC 6300 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.