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    Best card by MCC / Malaysia / MCC 6300

    Best credit card for MCC 6300 in Malaysia

    MCC 6300 · Insurance Sales, Underwriting, and Premiums (eg monthly or yearly premiums) · Insurance

    For MCC 6300 (Insurance Sales, Underwriting, and Premiums (eg monthly or yearly premiums)) in Malaysia, none of the cards we track gives a bonus. 1 card (PB Quantum Credit Card (Visa / Mastercard)) earn nothing on this code.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 6300

    Best overall

    1. 1.CIMB Cash Rebate Platinum Credit Card0.2% cashback≈ 0.20% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.CIMB Cash Rebate Platinum Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.2% cashback

    Points cards

    • 1.Maybank 2 Platinum Cards (American Express + Mastercard)

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      1 pts per RM1

    Cards that earn nothing on this MCC

    PB Quantum Credit Card (Visa / Mastercard)
    Sources (7)
    • CIMB Cash Rebate Platinum Credit Card T&C (version 18 Sep 2024)
    • CIMB Cash Rebate Platinum Credit Card product page
    • Maybank 2 American Express Card Gold/Platinum Weekend Cash Back T&C
    • Maybank 2 Cards: TreatsPoints Rewards T&C
    • Maybank 2 Platinum Cards product page
    • PB Quantum Credit Cards product page
    • Public Bank Exclusion List for Card Rewards (REV280725)
    Merchants in Malaysia using MCC 6300
    AllianzAXAGeneraliZurichPrudential Assurance MalaysiaTakaful Ikhlas

    Highlighted merchants use MCC 6300 as their main code. Seen a different code? Report it.

    FAQ

    Which credit card is best for MCC 6300 in Malaysia?

    For MCC 6300 (Insurance Sales, Underwriting, and Premiums (eg monthly or yearly premiums)) in Malaysia, none of the cards we track gives a bonus. 1 card (PB Quantum Credit Card (Visa / Mastercard)) earn nothing on this code.

    What is MCC 6300?

    MCC 6300 is the merchant category code for Insurance Sales, Underwriting, and Premiums (eg monthly or yearly premiums) (Insurance). Covers insurance sales, underwriting and premium payments, such as monthly or annual premiums for life, health, motor, home and travel insurance. Insurance sold through direct marketing channels is often coded 5960, and some insurers use 6399 (Insurance Not Elsewhere Classified).

    Which merchants in Malaysia use MCC 6300?

    Merchants in Malaysia seen with MCC 6300 include Allianz, AXA, Generali, Zurich, Prudential Assurance Malaysia, Takaful Ikhlas. A merchant's MCC can differ by payment channel, so check the code on your statement.

    Which cards earn no rewards on MCC 6300 in Malaysia?

    PB Quantum Credit Card (Visa / Mastercard) exclude MCC 6300 from rewards according to their terms and conditions.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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