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    MCC Explorer
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    © 2026 MCC Explorer

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    Digital Goods

    MCC 5816

    Digital Goods – Games

    MCC Code

    5816

    Category

    Digital Goods

    Known Merchants

    6+

    About MCC 5816

    MCC 5816 covers digital goods in the form of games, including downloadable video games, in-game purchases, and game content delivered electronically. It is part of the digital goods group, alongside 5815 (media such as books, movies, and music), 5817 (applications), and 5818 (large digital goods merchants). It is commonly treated as a restricted category.

    Merchant Information

    Online game stores, game publishers selling downloads, and in-game currency or item purchases. Some card issuers exclude or limit rewards on gaming purchases; check your card's terms.

    Best credit card for MCC 5816

    in Thailandin Philippinesin Vietnamin Hong Kongin Indiain the United Statesin Canada

    Merchants Using MCC 5816

    PSteamPPlayStation StorePGoogle Play StorePSEA Gamer MallPMicrosoft Xbox (Xbox Store)PNintendo eShop

    P = Primary MCC for this merchant|S = Secondary/Alternative MCC

    Get full merchant data via our API. Seen a merchant use MCC 5816? Report it.

    API Access

    Fetch this MCC code programmatically:

    GET /api/v1/mcc-codes/5816
    curl -X GET "https://www.mccexplorer.com/api/v1/mcc-codes/5816?include=merchants" \
      -H "x-api-key: YOUR_API_KEY"

    Related MCC Codes in Digital Goods

    MCC 5815

    Media, Books, Movies, Music

    MCC 5817

    Applications (Excludes Games)

    MCC 5818

    Large Digital Goods Merchant

    What is MCC 5816?

    MCC 5816 is a four-digit Merchant Category Code used to classify businesses that provide digital goods – games. This code falls under the Digital Goods category.

    How is MCC 5816 Used?

    Credit card networks like Visa and Mastercard use MCC 5816 to:

    • Categorize transactions at merchants classified as "Digital Goods – Games"
    • Determine rewards and cashback eligibility for cardholders
    • Enable expense tracking and reporting for businesses
    • Power fraud detection systems
    Using MCC 5816 in Your Application

    Developers can access MCC 5816 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.

    MCC 5816 and Credit Card Rewards

    Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on digital goods spending, transactions at merchants using MCC 5816 may qualify.

    Common cards that may offer bonuses on digital goods purchases include:

    • Cards with rotating quarterly categories
    • Category-specific cards (dining, travel, etc.)
    • Premium cards with broad category bonuses

    Always check your card's terms to verify which MCC codes qualify for bonus rewards.

    Frequently Asked Questions

    What is MCC code 5816?

    MCC 5816 is a four-digit Merchant Category Code that classifies businesses as "Digital Goods – Games". This code falls under the Digital Goods category and is used by credit card networks to categorize transactions.

    What types of businesses use MCC 5816?

    Businesses classified under MCC 5816 typically include those that provide digital goods – games. We have 6+ merchants in our database using this MCC code.

    Does MCC 5816 qualify for credit card rewards?

    Whether MCC 5816 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on digital goods spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.

    How can I look up MCC 5816 programmatically?

    You can access MCC 5816 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.

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