MCC 5816 · Digital Goods – Games · Digital Goods
For MCC 5816 (Digital Goods – Games) in Vietnam, the MSB Mastercard mDigi gives the highest cashback at 20% (cap: VND 300,000 per statement). 2 cards (Techcombank Spark, Techcombank Everyday) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.MSB Mastercard mDigi
Chosen category 3: Digital goods
Choose 1 of 3 categories
Terms checked 2026-09-24 · Issuer terms ·
2.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
3.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
5.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
10.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5816 (Digital Goods – Games) in Vietnam, the MSB Mastercard mDigi gives the highest cashback at 20% (cap: VND 300,000 per statement). 2 cards (Techcombank Spark, Techcombank Everyday) earn nothing on this code.
MCC 5816 is the merchant category code for Digital Goods – Games (Digital Goods). MCC 5816 covers digital goods in the form of games, including downloadable video games, in-game purchases, and game content delivered electronically. It is part of the digital goods group, alongside 5815 (media such as books, movies, and music), 5817 (applications), and 5818 (large digital goods merchants). It is commonly treated as a restricted category.
Techcombank Spark, Techcombank Everyday exclude MCC 5816 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.