MCC 5968 · Direct Marketing – Continuity/Subscription Merchant · Direct Marketing
For MCC 5968 (Direct Marketing – Continuity/Subscription Merchant) in Philippines, the Metrobank Cashback Visa gives the highest cashback at 5% (cap: P1,000 per statement cycle (total rebates)).
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.Metrobank Cashback Visa
Supermarket/grocery, telecommunications (cable, streaming), school and bookstore
If the P12,000 spend on other categories is not met, these MCCs earn only 0.2%. Computed per transaction
Terms checked 2026-09-24 · Issuer terms ·
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
5.Robinsons Cashback Card, powered by Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
7.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5968 (Direct Marketing – Continuity/Subscription Merchant) in Philippines, the Metrobank Cashback Visa gives the highest cashback at 5% (cap: P1,000 per statement cycle (total rebates)).
MCC 5968 is the merchant category code for Direct Marketing – Continuity/Subscription Merchant (Direct Marketing). Covers direct marketing continuity and subscription merchants that bill customers on a recurring basis for goods or services delivered periodically. Merchants under this code are generally required to disclose recurring billing terms to cardholders. Direct marketing of insurance uses 5960, and insurance underwriters use 6300.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.