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    Best card by MCC / Philippines / MCC 4899

    Best credit card for MCC 4899 in Philippines

    MCC 4899 · Cable, Satellite, and Other Pay Television and Radio · Telecommunications

    For MCC 4899 (Cable, Satellite, and Other Pay Television and Radio) in Philippines, the EastWest Visa Platinum gives the highest cashback at 8.88% (cap: Php 1,250 per cycle month (combined)).

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 4899

    Best overall

    1. 1.EastWest Visa Platinum8.88% cashback · cap: Php 1,250 per cycle month (combined)≈ 8.9% back
    2. 2.HSBC Live+ Credit Card5% cashback · cap: PHP 1,250 per statement cycle (combined)≈ 5.0% back
    3. 3.Metrobank Cashback Visa5% cashback · cap: P1,000 per statement cycle (total rebates)≈ 5.0% back
    4. 4.HSBC Gold Visa Cash Back0.5% cashback≈ 0.50% back
    5. 5.BPI Amore Cashback Card0.3% cashback≈ 0.30% back

    Miles are converted at your mile value; points cards without a published point value are listed separately below.

    Cashback cards

    • 1.EastWest Visa Platinum

      Utilities (incl. auto-charge billers and Quick Bills)

      Cap Php 1,250 per cycle month (combined)

      e.g. Meralco, Globe, Skycable

      Terms checked 2026-09-24 · Issuer terms ·

      8.88% cashback
    • 2.HSBC Live+ Credit Card

      Entertainment

      Cap PHP 1,250 per statement cycle (combined)Min spend PHP 10,000 accumulated spend per statement

      Terms checked 2026-09-24 · Issuer terms ·

      5% cashback
    • 3.Metrobank Cashback Visa

      Supermarket/grocery, telecommunications (cable, streaming), school and bookstore

      Cap P1,000 per statement cycle (total rebates)Min spend P12,000 per cycle on non-bonus-category purchases

      If the P12,000 spend on other categories is not met, these MCCs earn only 0.2%. Computed per transaction

      Terms checked 2026-09-24 · Issuer terms ·

      5% cashback
    • 4.HSBC Gold Visa Cash Back

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.5% cashback
    • 5.BPI Amore Cashback Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 6.Robinsons Cashback Card, powered by Visa

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 7.UnionBank Cash Back Visa Platinum

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.2% cashback

    Points cards

    • 1.BPI Platinum Rewards Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.0667 pts per ₱1
    • 2.Metrobank Toyota Platinum Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.05 pts per ₱1
    • 3.Metrobank Travel Platinum Visa

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.05 pts per ₱1
    • 4.UnionBank Rewards Visa Platinum

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.0333 pts per ₱1
    • 5.RCBC Flex Visa

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.02 pts per ₱1
    • 6.BDO ShopMore Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.002 pts per ₱1
    Sources (33)
    • Cash Rewards Program Terms and Conditions | EastWest Bank
    • Cash Rewards Program Glossary of Terms | EastWest Bank
    • Visa Platinum | EastWest Bank
    • HSBC Live+ Cashback Program Terms and Conditions
    • HSBC Live+ Credit Card | HSBC PH
    • HSBC Credit Card Fees and Charges
    • Metrobank Cashback Visa Rebate Program (Jan 26, 2024)
    • Cashback Credit Card | Metrobank
    • Metrobank Cashback Visa 'No Annual Fees' Welcome Offer
    • HSBC Cash Back Credit Card Terms and Conditions (Ref WPB_29May2024_0311)
    • Supplemental Terms and Conditions for BPI Amore Cashback Program
    • BPI Amore Cashback Card
    • How much is the annual fee for my BPI Amore Cashback Card?
    • Robinsons Cashback Card, powered by Visa Terms and Conditions
    • Robinsons Cashback Card, powered by Visa
    • UnionBank Cash Back Card Program Terms and Conditions (Sep 2025)
    • UnionBank Cash Back Visa Platinum Review
    • UnionBank Cash Back Platinum | 6% Rebates on Groceries & Bills
    • BPI Platinum Rewards Card
    • BPI Rewards Program terms and conditions
    • Toyota Platinum Card Rewards Program Terms and Conditions
    • Toyota Credit Card with Fuel Rebates | Metrobank
    • Metrobank rolls out Toyota Platinum credit card
    • Earn 1 Air Mile per PHP 17 spend with your Metrobank Travel Platinum Visa
    • Metrobank Rewards Terms & Conditions
    • Travel Platinum Visa Annual Fee
    • UnionBank Rewards Card Program Terms and Conditions (April 2026)
    • UnionBank Rewards Credit Card - Moneymax
    • Flex Visa Credit Card | RCBC Credit
    • Rewards Points Program | RCBC Credit
    • Quasi-Cash Merchant Categories – RCBC Credit Card
    • BDO Credit Card Peso Rewards FAQ
    • Update ShopMore Mastercard Loyalty Program
    Merchants in Philippines using MCC 4899
    Cignal TVSky CableBayad Online

    Highlighted merchants use MCC 4899 as their main code. Seen a different code? Report it.

    FAQ

    Which credit card is best for MCC 4899 in Philippines?

    For MCC 4899 (Cable, Satellite, and Other Pay Television and Radio) in Philippines, the EastWest Visa Platinum gives the highest cashback at 8.88% (cap: Php 1,250 per cycle month (combined)).

    What is MCC 4899?

    MCC 4899 is the merchant category code for Cable, Satellite, and Other Pay Television and Radio (Telecommunications). MCC 4899 covers cable, satellite, and other pay television and radio services, including subscription TV packages and satellite radio. Some streaming subscription services are also coded here, while others use digital goods codes such as 5815 or 5818. Combined phone and internet bundles may instead appear under 4814 or 4816.

    Which merchants in Philippines use MCC 4899?

    Merchants in Philippines seen with MCC 4899 include Cignal TV, Sky Cable, Bayad Online. A merchant's MCC can differ by payment channel, so check the code on your statement.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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