What MCC code does Bayad Online use for credit card transactions?
Bayad Online transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for Bayad Online:
1.EastWest Visa Platinum
Utilities (incl. auto-charge billers and Quick Bills)
e.g. Meralco, Globe, Skycable
Terms checked 2026-09-24 · Issuer terms ·
2.BPI Amore Cashback Card
Drug stores and utilities
Primary MCC
4900
Category
Utilities
Total MCC Codes
3
Available In
1 region
Data source
Reported by the community
Saw a different MCC for Bayad Online on your statement?
Report the MCC you sawLocal or online transactions; computed per full Php 1,000 increment
Terms checked 2026-09-24 · Issuer terms ·
3.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
No rewards on this code: HSBC Live+ Credit Card.
Based on published card terms; the MCC can differ by payment channel, so check your statement.