MCC 4829 · Money Transfer · Remittance/Transfers
For MCC 4829 (Money Transfer) in Philippines, none of the cards we track gives a bonus. 1 card (HSBC Live+ Credit Card) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.Robinsons Cashback Card, powered by Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
6.UnionBank Cash Back Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.BPI Platinum Rewards Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Toyota Platinum Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.Metrobank Travel Platinum Visa
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
4.UnionBank Rewards Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
Highlighted merchants use MCC 4829 as their main code. Seen a different code? Report it.
For MCC 4829 (Money Transfer) in Philippines, none of the cards we track gives a bonus. 1 card (HSBC Live+ Credit Card) earn nothing on this code.
MCC 4829 is the merchant category code for Money Transfer (Remittance/Transfers). Covers money transfer services, where funds are sent to another person or account through a money transfer provider, including wire transfers and money orders sold by transfer agents. It is commonly grouped with other cash-like codes such as 6051 (quasi-cash) and 6538 or 6540 (funding transactions).
Merchants in Philippines seen with MCC 4829 include Bayad Online. A merchant's MCC can differ by payment channel, so check the code on your statement.
HSBC Live+ Credit Card exclude MCC 4829 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.