MCC 5411 · Grocery Stores, Supermarkets · Retail
For MCC 5411 (Grocery Stores, Supermarkets) in Australia, none of the cards we track gives a bonus.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-09-30. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value; points cards without a published point value are listed separately below.
1.American Express Velocity Platinum Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
2.Qantas American Express Ultimate Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.ANZ Frequent Flyer Black
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
4.Qantas Money Platinum Credit Card (formerly Qantas Premier Platinum)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.NAB Qantas Rewards Signature Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.Virgin Australia Velocity High Flyer Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.ING Orange One Rewards Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
1.NAB Rewards Travel Card (formerly NAB Rewards Signature)
Points Booster - Groceries
+1 bonus NAB Rewards Point per A$1 (uncapped) from 1 Oct 2026, so 2.5 in total below the A$10,000 threshold and 1.5 above it. NAB's Points Booster page defines an eligible grocery store as a merchant with MCC 5411 Grocery Stores. Purchases through intermediaries such as PayPal or delivery platforms such as Uber Eats do not qualify.
Terms checked 2026-09-30 · Issuer terms ·
2.Bankwest More World Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
3.American Express Explorer Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
5.Macquarie Black Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
6.Coles Rewards Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
7.Westpac Altitude Black (Altitude Rewards)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
8.CommBank Ultimate Credit Card (formerly Ultimate Awards)
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Highlighted merchants use MCC 5411 as their main code. Seen a different code? Report it.
For MCC 5411 (Grocery Stores, Supermarkets) in Australia, none of the cards we track gives a bonus.
MCC 5411 is the merchant category code for Grocery Stores, Supermarkets (Retail). MCC 5411 covers grocery stores and supermarkets selling a full line of food for home preparation, including fresh produce, meat, dairy, and packaged goods, along with household items. It is commonly confused with 5499 (Miscellaneous Food Stores, including convenience stores and specialty food shops), 5300 (Wholesale Clubs), and 5310 (Discount Stores).
Merchants in Australia seen with MCC 5411 include Coles Central, Coles Local, Drakes, Harris Market Farms, KFL Supermarkets, Ritchies, Supabarn, The Source Bulk Foods. A merchant's MCC can differ by payment channel, so check the code on your statement.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.