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    API & Database

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    Best credit card by MCC in Australia

    15 Australia cards tracked, terms last checked 2026-09-30. Search a merchant, or pick the merchant category code (MCC) you're paying under, to see which card earns the most.

    Where are you paying?

    Type a shop, app or brand in Australia. We find its MCC and the card that earns the most there, including merchant-specific bonuses.

    My cardstick the cards you holdEdit

    Every page then tells you which of your cards to use. Saved in this browser only.

    American Express
    ANZ
    Bankwest (a division of Commonwealth Bank of Australia)
    Coles Financial Services (issued by NAB)
    Commonwealth Bank of Australia
    ING Australia
    Macquarie Bank
    NAB
    Qantas Money (issued by NAB)
    Virgin Money Australia (issued by NAB)
    Westpac

    Which card for my spending?

    Enter roughly what you spend each month. Miles use your mile value.

    Codes some Australia cards exclude from rewards

    5411 · Grocery Stores, Supermarkets
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