What MCC code does Virgin Trains use for credit card transactions?
1.Barclaycard Avios Plus Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
2.British Airways American Express Premium Plus Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
Primary MCC
4112
Category
Transportation
Total MCC Codes
1
Available In
1 region
Data source
Reported by the community
Saw a different MCC for Virgin Trains on your statement?
Report the MCC you saw1.Santander Rewards Credit Card
Trains / TfL / trams
3% only during the first 12 months from account opening, then 0.25%. MCC-based (Mastercard assigns MCCs). MCC 4011 applies only to NI Railways tickets bought at a main Northern Ireland station (NI Railways tickets bought online earn 0.25%). Excludes steam railways, Eurotunnel Le Shuttle, travel-agent rail tickets, congestion charges, travelcards/Oyster top-ups bought at newsagents/garages.
Terms checked 2026-09-24 路 Issuer terms 路
2.Santander Edge Explorer Current Account (debit card)
Travel: commuter transport, rail, bus
UK purchases only
Terms checked 2026-09-24 路 Issuer terms 路
3.American Express Platinum Cashback Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.