What MCC code does Transport for London (TfL) use for credit card transactions?
Transport for London (TfL) transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for Transport for London (TfL):
1.Barclaycard Avios Plus Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
2.British Airways American Express Premium Plus Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
Statement descriptors and business names linked to Transport for London (TfL):
Primary MCC
4111
Category
Transportation
Total MCC Codes
2
Available In
1 region
Data source
Reported by the community
Saw a different MCC for Transport for London (TfL) on your statement?
Report the MCC you saw1.Santander Rewards Credit Card
Trains / TfL / trams
3% only during the first 12 months from account opening, then 0.25%. MCC-based (Mastercard assigns MCCs). MCC 4011 applies only to NI Railways tickets bought at a main Northern Ireland station (NI Railways tickets bought online earn 0.25%). Excludes steam railways, Eurotunnel Le Shuttle, travel-agent rail tickets, congestion charges, travelcards/Oyster top-ups bought at newsagents/garages.
Terms checked 2026-09-24 路 Issuer terms 路
2.Santander Edge Explorer Current Account (debit card)
Travel: commuter transport, rail, bus
UK purchases only
Terms checked 2026-09-24 路 Issuer terms 路
3.American Express Platinum Cashback Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.