What MCC code does The SM Store use for credit card transactions?
1.EastWest Visa Platinum
Department stores (in-store and online)
0.3% base + 8.58% bonus. Standalone apparel, furniture, electronics, cosmetics and appliance stores are excluded, as are supermarkets, convenience stores and drugstores (0.3% only)
Terms checked 2026-09-24 路 Issuer terms 路
2.HSBC Live+ Credit Card
Shopping
Statement descriptors and business names linked to The SM Store:
Primary MCC
5311
Category
Retail
Total MCC Codes
1
Available In
1 region
Data source
Reported by the community
Saw a different MCC for The SM Store on your statement?
Report the MCC you sawTerms checked 2026-09-24 路 Issuer terms 路
3.HSBC Gold Visa Cash Back
Back-to-school: department stores (May-August only)
Seasonal: May, June, July and August only; outside these months this is not a bonus category
Terms checked 2026-09-24 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.