What MCC code does Style Theory use for credit card transactions?
Style Theory transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for Style Theory:
1.Citi Rewards Card
10X Points: in-store shoes, bags & clothes (department stores, apparel, shoes, luggage/leather)
10X = 1 base + 9 bonus ThankYou Points per S$1 (rounded down per transaction); 25,000 TY points = 10,000 miles. Applies online or offline at merchants with these MCCs.
Terms checked 2026-09-24 · Issuer terms ·
2.OCBC Rewards Card
Shopping MCCs (10X OCBC$)
1 base + 9 bonus OCBC$ per S$1, awarded per S$5 block per transaction (25,000 OCBC$ = 10,000 KrisFlyer miles). Local and overseas, online and in-store. Bonus credited by end of next month.
Terms checked 2026-10-01 · Issuer terms ·
3.UOB Lady's Card
Chosen bonus category: Fashion
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Department stores, clothing, shoes, accessories, luggage & leather stores.
Terms checked 2026-09-24 · Issuer terms ·
1.DBS Live Fresh Card
Shopping Spend (in-store and online, SG and overseas)
0.3% base plus 5.7% bonus once monthly spend reaches S$800. MCC 5993 was removed from the Shopping list from 1 Dec 2025 and is now fully excluded. Excludes Table 5 merchant names (e.g. CARDUP, IPAYMY, AMAZE, SHOPEEPAY, YOUTRIP, FAVEPAY, crypto sites).
Terms checked 2026-09-24 · Issuer terms ·
1.Krungsri First Choice Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
1.HSBC Live+ Credit Card
Shopping
Terms checked 2026-09-24 · Issuer terms ·
2.Robinsons Cashback Card, powered by Visa
Shopping: grocery, department, electronics, apparel, cosmetics and other retail
Local, international or online
Terms checked 2026-09-24 · Issuer terms ·
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Primary MCC
5691
Category
Retail
Total MCC Codes
3
Available In
2 regions
Data source
Curated by MCC Explorer
Saw a different MCC for Style Theory on your statement?
Report the MCC you saw3.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·