What MCC code does Spruce use for credit card transactions?
1.UOB Lady's Card
Chosen bonus category: Dining
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Caterers, eating places & restaurants, fast food, food deliveries.
Terms checked 2026-09-24 路 Issuer terms 路
2.UOB Lady's Solitaire Card
Chosen bonus category: Dining
Select up to 2 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Caterers, eating places & restaurants, fast food, food deliveries.
Terms checked 2026-10-01 路 Issuer terms 路
3.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Selected Online Transactions: Supermarkets, Dining and Food Delivery
Online retail transactions (local or overseas) via websites, not under recurring payment arrangements. 4 mpd = base UNI$1 + bonus UNI$9 per S$5. Issuer publishes ranges 5732-5735, 5944-5949, 5966-5970, 7998-7999 (expanded here).
Terms checked 2026-10-01 路 Issuer terms 路
1.Krungsri First Choice Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
1.EastWest Visa Platinum
Dining: restaurants, bars, fast food, food delivery apps
0.3% base + 8.58% bonus
Terms checked 2026-09-24 路 Issuer terms 路
2.HSBC Live+ Credit Card
Dining (excluding fast food), bakeries, liquor stores
Below PHP 10,000 statement spend, all transactions earn 0.2%
Terms checked 2026-09-24 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Primary MCC
5812
Category
Food
Total MCC Codes
1
Available In
2 regions
Data source
Curated by MCC Explorer
Saw a different MCC for Spruce on your statement?
Report the MCC you saw3.HSBC Gold Visa Cash Back
Dining
January-December
Terms checked 2026-09-24 路 Issuer terms 路