SPC MCC Code

Best credit card for SPC

1.UOB Lady's Card
Chosen bonus category: Transport
Cap Bonus UNI$1,800 per calendar month (= S$1,000 spend)
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Local commuter transport, taxis/limousines, transport services, service stations & automated fuel dispensers.
Terms checked 2026-09-24 · Issuer terms ·
4 mpd
2.UOB Lady's Solitaire Card
Chosen bonus category: Transport
Cap Bonus UNI$1,350 (S$750 spend) per calendar month per selected category; max 2 categories (S$1,500/month total) since 1 Aug 2025
Select up to 2 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Local commuter transport, taxis/limousines, transport services, service stations & automated fuel dispensers.
Terms checked 2026-10-01 · Issuer terms ·
4 mpd
3.UOB PRVI Miles Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
1.4 mpd

1.OCBC 365 Credit Card
Petrol
Cap Overall cashback cap S$80/month (S$800 spend) or S$160/month (S$1,600 spend)Min spend S$800 per calendar month (S$1,600 for the S$160 cap)
Over-the-counter petrol in SG and overseas. Excludes fleet card top-ups (e.g. Abecha Esso Fleet Card, Speedpass).
Terms checked 2026-10-01 · Issuer terms ·
6% cashback
2.UOB One Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.33% cashback

1.CIMB Cash Rebate Platinum Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.2% cashback

No rewards on this code: PB Quantum Credit Card (Visa / Mastercard).

1.Krungsri First Choice Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
2% cashback

No rewards on this code: ttb reserve infinite, ttb reserve signature, ttb absolute.

Based on published card terms; the MCC can differ by payment channel, so check your statement.