So Pho (Novena Square) MCC Code - What Category Does So Pho (Novena Square) Use?

So Pho (Novena Square) MCC Code - What Category Does So Pho (Novena Square) Use?

Best credit card for So Pho (Novena Square)

In Singapore (MCC 5812)

Top miles cards

1.UOB Lady's Card
Chosen bonus category: Dining
Cap Bonus UNI$1,800 per calendar month (= S$1,000 spend)
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Caterers, eating places & restaurants, fast food, food deliveries.
Terms checked 2026-09-24 · Issuer terms ·
4 mpd
2.UOB Lady's Solitaire Card
Chosen bonus category: Dining
Cap Bonus UNI$1,350 (S$750 spend) per calendar month per selected category; max 2 categories (S$1,500/month total) since 1 Aug 2025
Select up to 2 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Caterers, eating places & restaurants, fast food, food deliveries.
Terms checked 2026-10-01 · Issuer terms ·
4 mpd
3.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Selected Online Transactions: Supermarkets, Dining and Food Delivery
Cap Selected Online Transactions category: bonus UNI$1,080 per calendar month (= S$600 spend), shared across all three online MCC groups; since 1 Oct 2025
Online retail transactions (local or overseas) via websites, not under recurring payment arrangements. 4 mpd = base UNI$1 + bonus UNI$9 per S$5. Issuer publishes ranges 5732-5735, 5944-5949, 5966-5970, 7998-7999 (expanded here).
Terms checked 2026-10-01 · Issuer terms ·
4 mpd

Top cashback cards

1.UOB One Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.33% cashback
2.Citi Cash Back+ Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
1.6% cashback
3.DBS Live Fresh Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback

All Singapore cards for MCC 5812

In Thailand (MCC 5812)

Top cashback cards

1.Krungsri First Choice Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
2% cashback

All Thailand cards for MCC 5812

In Philippines (MCC 5812)

Top cashback cards

1.EastWest Visa Platinum
Dining: restaurants, bars, fast food, food delivery apps
Cap Php 1,250 per cycle month (combined)
0.3% base + 8.58% bonus
Terms checked 2026-09-24 · Issuer terms ·
8.88% cashback
2.HSBC Live+ Credit Card
Dining (excluding fast food), bakeries, liquor stores
Cap PHP 1,250 per statement cycle (all cashback)Min spend PHP 10,000 accumulated spend per statement
Below PHP 10,000 statement spend, all transactions earn 0.2%
Terms checked 2026-09-24 · Issuer terms ·
8% cashback

Based on published card terms; the MCC can differ by payment channel, so check your statement.