What MCC code does PLDT use for credit card transactions?
Telecommunication Services, Telecommunication service including local and long-distance calls, credit card calls, calls through the use of magnetic-strip reading telephones and fax services
PLDT transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for PLDT:
1.EastWest Visa Platinum
Utilities (incl. auto-charge billers and Quick Bills)
e.g. Meralco, Globe, Skycable
Terms checked 2026-09-24 · Issuer terms ·
2.Metrobank Cashback Visa
Supermarket/grocery, telecommunications (cable, streaming), school and bookstore
Primary MCC
4814
Category
Telecommunications
Total MCC Codes
2
Available In
1 region
Data source
Reported by the community
Saw a different MCC for PLDT on your statement?
Report the MCC you sawIf the P12,000 spend on other categories is not met, these MCCs earn only 0.2%. Computed per transaction
Terms checked 2026-09-24 · Issuer terms ·
3.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
No rewards on this code: HSBC Live+ Credit Card.
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Access our API for real-time MCC lookups and merchant data.