What MCC code does Paytm use for credit card transactions?
POI Funding Transactions (Excluding MoneySend) (Visa: Non-Financial Institutions – Stored Value Card Purchase/Load)
Paytm transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for Paytm:
1.Amazon Pay ICICI Bank Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 · Issuer terms ·
Statement descriptors and business names linked to Paytm:
Primary MCC
6540
Category
Financial
Total MCC Codes
3
Available In
1 region
Data source
Reported by the community
Saw a different MCC for Paytm on your statement?
Report the MCC you sawNo rewards on this code: Axis Bank ACE Credit Card, Axis Bank Atlas Credit Card, Flipkart Axis Bank Credit Card, HDFC Bank Millennia Credit Card, ICICI Bank Coral Credit Card, Kotak League Platinum Credit Card, CASHBACK SBI Card, SimplyCLICK SBI Card.
Based on published card terms; the MCC can differ by payment channel, so check your statement.