What MCC code does H&M use for credit card transactions?
1.Citi Rewards Card
10X Points: in-store shoes, bags & clothes (department stores, apparel, shoes, luggage/leather)
10X = 1 base + 9 bonus ThankYou Points per S$1 (rounded down per transaction); 25,000 TY points = 10,000 miles. Applies online or offline at merchants with these MCCs.
Terms checked 2026-09-24 路 Issuer terms 路
2.OCBC Rewards Card
Shopping MCCs (10X OCBC$)
1 base + 9 bonus OCBC$ per S$1, awarded per S$5 block per transaction (25,000 OCBC$ = 10,000 KrisFlyer miles). Local and overseas, online and in-store. Bonus credited by end of next month.
Terms checked 2026-10-01 路 Issuer terms 路
3.UOB Lady's Card
Chosen bonus category: Fashion
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Department stores, clothing, shoes, accessories, luggage & leather stores.
Terms checked 2026-09-24 路 Issuer terms 路
1.DBS Live Fresh Card
Shopping Spend (in-store and online, SG and overseas)
0.3% base plus 5.7% bonus once monthly spend reaches S$800. MCC 5993 was removed from the Shopping list from 1 Dec 2025 and is now fully excluded. Excludes Table 5 merchant names (e.g. CARDUP, IPAYMY, AMAZE, SHOPEEPAY, YOUTRIP, FAVEPAY, crypto sites).
Terms checked 2026-09-24 路 Issuer terms 路
1.Krungsri First Choice Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 路 Issuer terms 路
1.HSBC Live+ Credit Card
Shopping
Terms checked 2026-09-24 路 Issuer terms 路
2.Robinsons Cashback Card, powered by Visa
Shopping: grocery, department, electronics, apparel, cosmetics and other retail
Local, international or online
Terms checked 2026-09-24 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.
Primary MCC
5691
Category
Retail
Total MCC Codes
1
Available In
3 regions
Data source
Curated by MCC Explorer
Saw a different MCC for H&M on your statement?
Report the MCC you saw3.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 路 Issuer terms 路