What MCC code does Harbor Freight Tools use for credit card transactions?
1.Capital One Venture Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路
1.Bank of America Customized Cash Rewards Credit Card
Choice category: Home improvement & furnishings
MCCs listed in the program rules. Business-to-business merchants and wholesale distributors may not qualify. Only one choice category active at a time (default Gas & EV charging); it can be changed once per calendar month via Online/Mobile Banking. BofA Rewards / Preferred Rewards members earn 10%-75% more (e.g. 3% becomes up to 5.25%).
Statement descriptors and business names linked to Harbor Freight Tools:
Primary MCC
5251
Category
Retail
Total MCC Codes
1
Available In
1 region
Data source
Estimated from business type (unconfirmed)
Saw a different MCC for Harbor Freight Tools on your statement?
Report the MCC you sawTerms checked 2026-09-30 路 Issuer terms 路
3.Wells Fargo Active Cash Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.