Duty Free Changi MCC Code

Best credit card for Duty Free Changi

1.OCBC Rewards Card
Shopping MCCs (10X OCBC$)
Cap 10,000 bonus OCBC$ per calendar month (~S$1,110 spend), shared with the merchant rule below
1 base + 9 bonus OCBC$ per S$1, awarded per S$5 block per transaction (25,000 OCBC$ = 10,000 KrisFlyer miles). Local and overseas, online and in-store. Bonus credited by end of next month.
Terms checked 2026-10-01 · Issuer terms ·
4 mpd
2.UOB Preferred Visa Card (formerly UOB Preferred Platinum Visa)
Selected Online Transactions: Department Stores and Retail Stores
Cap Selected Online Transactions category: bonus UNI$1,080 per calendar month (= S$600 spend), shared across all three online MCC groups; since 1 Oct 2025
Online retail transactions (local or overseas) via websites, not under recurring payment arrangements. 4 mpd = base UNI$1 + bonus UNI$9 per S$5. Issuer publishes ranges 5732-5735, 5944-5949, 5966-5970, 7998-7999 (expanded here). MCC 5965 no longer earns (from 1 Oct 2024).
Terms checked 2026-10-01 · Issuer terms ·
4 mpd
3.UOB PRVI Miles Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
1.4 mpd

1.DBS Live Fresh Card
Shopping Spend (in-store and online, SG and overseas)
Cap S$50 bonus cashback per calendar monthMin spend S$800 eligible spend per calendar month
0.3% base plus 5.7% bonus once monthly spend reaches S$800. MCC 5993 was removed from the Shopping list from 1 Dec 2025 and is now fully excluded. Excludes Table 5 merchant names (e.g. CARDUP, IPAYMY, AMAZE, SHOPEEPAY, YOUTRIP, FAVEPAY, crypto sites).
Terms checked 2026-09-24 · Issuer terms ·
6% cashback
2.UOB One Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
3.33% cashback

1.Krungsri First Choice Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
2% cashback

1.UnionBank Cash Back Visa Platinum
Supermarkets
Cap PHP 1,250 per month (reported)Min spend PHP 10,000 monthly spend outside supermarket/Meralco categories
Without the out-of-category spend, the rebate is lower (tiered)
Terms checked 2026-09-24 · Issuer terms ·
6% cashback
2.HSBC Gold Visa Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.5% cashback

Based on published card terms; the MCC can differ by payment channel, so check your statement.