What MCC code does BP use for credit card transactions?
BP transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for BP:
1.UOB Lady's Card
Chosen bonus category: Transport
Select 1 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Local commuter transport, taxis/limousines, transport services, service stations & automated fuel dispensers.
Terms checked 2026-09-24 · Issuer terms ·
2.UOB Lady's Solitaire Card
Chosen bonus category: Transport
Statement descriptors and business names linked to BP:
Select up to 2 of 7 categories via uob.com.sg/ladys-enrol; changes take effect next calendar quarter. 4 mpd = base UNI$1 + bonus 9X UNI$ per S$5. Issuer description: Local commuter transport, taxis/limousines, transport services, service stations & automated fuel dispensers.
Terms checked 2026-10-01 · Issuer terms ·
1.UOB One Card
Grab (GRAB*), McDonald's, Shopee Singapore, SimplyGo bus/MRT
Additional 5% (Tier 1 and 2) or 6.67% (Tier 3) on top of the 3.33% quarterly cashback = 8.33% / 10% total. Only paid if the quarterly cashback is earned. Merchant/descriptor-based.
Terms checked 2026-09-24 · Issuer terms ·
2.OCBC 365 Credit Card
Petrol
Over-the-counter petrol in SG and overseas. Excludes fleet card top-ups (e.g. Abecha Esso Fleet Card, Speedpass).
Terms checked 2026-10-01 · Issuer terms ·
1.CIMB Cash Rebate Platinum Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
No rewards on this code: PB Quantum Credit Card (Visa / Mastercard).
All Malaysia cards for MCC 55411.Krungsri First Choice Visa Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
No rewards on this code: ttb reserve infinite, ttb reserve signature, ttb absolute.
All Thailand cards for MCC 5541Based on published card terms; the MCC can differ by payment channel, so check your statement.
Access our API for real-time MCC lookups and merchant data.