What MCC code does BJ's Wholesale Club use for credit card transactions?
BJ's Wholesale Club transactions can post under more than one MCC. The code depends on how you pay (in store, online, in-app, wallet top-up, bill payment) and, for marketplaces and platforms, on which seller or payment provider processes the transaction. Codes seen for BJ's Wholesale Club:
1.Capital One Venture Rewards Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路
1.Bank of America Customized Cash Rewards Credit Card
Wholesale clubs
Automatic 2% category (MCC 5300 per program rules). Shares the $2,500 quarterly cap with grocery and the choice category.
Statement descriptors and business names linked to BJ's Wholesale Club:
Primary MCC
5300
Category
Wholesale
Total MCC Codes
2
Available In
1 region
Data source
Reported by the community
Saw a different MCC for BJ's Wholesale Club on your statement?
Report the MCC you sawTerms checked 2026-09-30 路 Issuer terms 路
3.Wells Fargo Active Cash Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-30 路 Issuer terms 路
Based on published card terms; the MCC can differ by payment channel, so check your statement.