MCC 7531
Automotive Body Repair Shops
MCC Code
7531
Category
Auto Body Repair Shops
Known Merchants
0+
About MCC 7531
Covers automotive body repair shops performing collision repair, dent removal and paint work. Mechanical repair and servicing uses 7538, and car washes use 7542. Transactions are often linked to insurance claims or accident repairs, and may cover only an excess or deductible.
Merchant Information
Auto body and collision repair shops, panel beaters and car paint shops. Many work directly with insurers on accident repairs and bill the customer only for any uncovered amount.
API Access
MCC 7531 is a four-digit Merchant Category Code used to classify businesses that provide automotive body repair shops. This code falls under the Auto Body Repair Shops category.
Credit card networks like Visa and Mastercard use MCC 7531 to:
- Categorize transactions at merchants classified as "Automotive Body Repair Shops"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 7531 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on auto body repair shops spending, transactions at merchants using MCC 7531 may qualify.
Common cards that may offer bonuses on auto body repair shops purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 7531?
MCC 7531 is a four-digit Merchant Category Code that classifies businesses as "Automotive Body Repair Shops". This code falls under the Auto Body Repair Shops category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 7531?
Businesses classified under MCC 7531 typically include those that provide automotive body repair shops. We have 0+ merchants in our database using this MCC code.
Does MCC 7531 qualify for credit card rewards?
Whether MCC 7531 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on auto body repair shops spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 7531 programmatically?
You can access MCC 7531 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.