MCC 7321
Credit Reporting Agencies
MCC Code
7321
Category
Credit/Finance
Known Merchants
2+
Merchants Using MCC 7321
P = Primary MCC for this merchant|S = Secondary/Alternative MCC
Get full merchant data via our API.
API Access
MCC 7321 is a four-digit Merchant Category Code used to classify businesses that provide credit reporting agencies. This code falls under the Credit/Finance category.
Credit card networks like Visa and Mastercard use MCC 7321 to:
- Categorize transactions at merchants classified as "Credit Reporting Agencies"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 7321 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on credit/finance spending, transactions at merchants using MCC 7321 may qualify.
Common cards that may offer bonuses on credit/finance purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 7321?
MCC 7321 is a four-digit Merchant Category Code that classifies businesses as "Credit Reporting Agencies". This code falls under the Credit/Finance category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 7321?
Businesses classified under MCC 7321 typically include those that provide credit reporting agencies. We have 2+ merchants in our database using this MCC code.
Does MCC 7321 qualify for credit card rewards?
Whether MCC 7321 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on credit/finance spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 7321 programmatically?
You can access MCC 7321 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.