MCC 7012
Timeshares
MCC Code
7012
Category
Hospitality
Known Merchants
2+
About MCC 7012
MCC 7012 covers timeshares, including the sale of timeshare interests, maintenance fees, and related vacation ownership charges. It is distinct from 7011 (hotels, motels, and resorts) and 3501-3999 (specific lodging chains). It is commonly treated as a restricted category.
Merchant Information
Typical merchants include vacation ownership companies and timeshare resort operators, for example Marriott Vacation Club or Hilton Grand Vacations. Hotel or travel bonus categories may not include 7012; check your card's terms.
Best credit card for MCC 7012
Merchants Using MCC 7012
API Access
Related MCC Codes in Hospitality
MCC 7012 is a four-digit Merchant Category Code used to classify businesses that provide timeshares. This code falls under the Hospitality category.
Credit card networks like Visa and Mastercard use MCC 7012 to:
- Categorize transactions at merchants classified as "Timeshares"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 7012 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on hospitality spending, transactions at merchants using MCC 7012 may qualify.
Common cards that may offer bonuses on hospitality purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 7012?
MCC 7012 is a four-digit Merchant Category Code that classifies businesses as "Timeshares". This code falls under the Hospitality category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 7012?
Businesses classified under MCC 7012 typically include those that provide timeshares. We have 2+ merchants in our database using this MCC code.
Does MCC 7012 qualify for credit card rewards?
Whether MCC 7012 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on hospitality spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 7012 programmatically?
You can access MCC 7012 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.