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    MCC Explorer

    API & Database

    API DocsMCP
    MCC Explorer
    MCC CodesBlogGuidesPricingAPI DocsPrivacyTerms

    © 2026 MCC Explorer

    MCC Explorer

    API & Database

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    5. MCC 5940
    Retail

    MCC 5940

    Bicycle Shops

    MCC Code

    5940

    Category

    Retail

    Known Merchants

    20+

    Merchants Using MCC 5940

    PRodalinkP12 CycleP808 CyclesPTreknology3P1 2 CyclePAleocaPBike31PBike ContinentPBike CulturePBike HausPBike Mart SGPBikes n BitesPBike TechnicsPBuilt WheelsPCannAsiaPChapter 2 CyclePCycleLogyPFootLoopsPHello Bicycle!PMy Bike Shop

    P = Primary MCC for this merchant|S = Secondary/Alternative MCC

    Get full merchant data via our API.

    API Access

    Fetch this MCC code programmatically:

    GET /api/v2.1/mcc-codes/5940
    curl -X GET "https://mccexplorer.com/api/v2.1/mcc-codes/5940?include=merchants" \
      -H "x-api-key: YOUR_API_KEY"

    Related MCC Codes in Retail

    MCC 5297

    Retail Stores

    MCC 5311

    Department Stores

    MCC 5411

    Grocery Stores, Supermarkets

    MCC 5309

    Duty Free Stores

    MCC 5211

    Lumber, Building Materials Stores

    MCC 5231

    Paint, Varnish, and Supplies Stores

    MCC 5261

    Nurseries, Lawn and Garden Supply Stores

    MCC 5271

    Mobile Home Dealers

    What is MCC 5940?

    MCC 5940 is a four-digit Merchant Category Code used to classify businesses that provide bicycle shops. This code falls under the Retail category.

    How is MCC 5940 Used?

    Credit card networks like Visa and Mastercard use MCC 5940 to:

    • Categorize transactions at merchants classified as "Bicycle Shops"
    • Determine rewards and cashback eligibility for cardholders
    • Enable expense tracking and reporting for businesses
    • Power fraud detection systems
    Using MCC 5940 in Your Application

    Developers can access MCC 5940 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.

    MCC 5940 and Credit Card Rewards

    Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on retail spending, transactions at merchants using MCC 5940 may qualify.

    Common cards that may offer bonuses on retail purchases include:

    • Cards with rotating quarterly categories
    • Category-specific cards (dining, travel, etc.)
    • Premium cards with broad category bonuses

    Always check your card's terms to verify which MCC codes qualify for bonus rewards.

    Frequently Asked Questions

    What is MCC code 5940?

    MCC 5940 is a four-digit Merchant Category Code that classifies businesses as "Bicycle Shops". This code falls under the Retail category and is used by credit card networks to categorize transactions.

    What types of businesses use MCC 5940?

    Businesses classified under MCC 5940 typically include those that provide bicycle shops. We have 20+ merchants in our database using this MCC code.

    Does MCC 5940 qualify for credit card rewards?

    Whether MCC 5940 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on retail spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.

    How can I look up MCC 5940 programmatically?

    You can access MCC 5940 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.

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