MCC 3685
Budgetel Hotels
MCC Code
3685
Category
Hotels and Motels
Known Merchants
1+
About MCC 3685
MCC 3685 is a travel & entertainment code assigned to Budgetel Hotels, one of the hotel chain-specific codes in the 3501–3999 range. Card networks use these codes so purchases made directly with the hotel chain are identifiable; merchants without a dedicated code use MCC 7011 (Hotels, Motels, and Resorts). Stays booked and prepaid through booking sites or travel agencies usually post under the booking site's code instead.
Merchant Information
Direct purchases from Budgetel Hotels. Hotel codes are commonly treated as travel spend for rewards; check your card's terms.
Merchants Using MCC 3685
API Access
Related MCC Codes in Hotels and Motels
MCC 3685 is a four-digit Merchant Category Code used to classify businesses that provide budgetel hotels. This code falls under the Hotels and Motels category.
Credit card networks like Visa and Mastercard use MCC 3685 to:
- Categorize transactions at merchants classified as "Budgetel Hotels"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 3685 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on hotels and motels spending, transactions at merchants using MCC 3685 may qualify.
Common cards that may offer bonuses on hotels and motels purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 3685?
MCC 3685 is a four-digit Merchant Category Code that classifies businesses as "Budgetel Hotels". This code falls under the Hotels and Motels category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 3685?
Businesses classified under MCC 3685 typically include those that provide budgetel hotels. We have 1+ merchants in our database using this MCC code.
Does MCC 3685 qualify for credit card rewards?
Whether MCC 3685 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on hotels and motels spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 3685 programmatically?
You can access MCC 3685 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.