MCC 1520
General Contractors - Residential and Commercial
MCC Code
1520
Category
Construction
Known Merchants
2+
About MCC 1520
Covers general contractors who build, renovate or remodel residential and commercial buildings, typically managing an entire project rather than a single trade. Specialised trades such as electrical, plumbing, heating, masonry or concrete work have their own codes (for example 1711, 1731, 1740 and 1771).
Merchant Information
Home builders, renovation and remodelling contractors, commercial construction firms and design-and-build companies. Payments are often large, invoice-based and made by bank transfer as well as card.
Best credit card for MCC 1520
Merchants Using MCC 1520
API Access
Related MCC Codes in Construction
MCC 1520 is a four-digit Merchant Category Code used to classify businesses that provide general contractors - residential and commercial. This code falls under the Construction category.
Credit card networks like Visa and Mastercard use MCC 1520 to:
- Categorize transactions at merchants classified as "General Contractors - Residential and Commercial"
- Determine rewards and cashback eligibility for cardholders
- Enable expense tracking and reporting for businesses
- Power fraud detection systems
Developers can access MCC 1520 data through our REST API. Use our merchant lookup feature to automatically categorize transactions or build financial tools that require merchant classification.
Credit card rewards programs use MCC codes to determine which purchases qualify for bonus categories. If your credit card offers enhanced rewards on construction spending, transactions at merchants using MCC 1520 may qualify.
Common cards that may offer bonuses on construction purchases include:
- Cards with rotating quarterly categories
- Category-specific cards (dining, travel, etc.)
- Premium cards with broad category bonuses
Always check your card's terms to verify which MCC codes qualify for bonus rewards.
What is MCC code 1520?
MCC 1520 is a four-digit Merchant Category Code that classifies businesses as "General Contractors - Residential and Commercial". This code falls under the Construction category and is used by credit card networks to categorize transactions.
What types of businesses use MCC 1520?
Businesses classified under MCC 1520 typically include those that provide general contractors - residential and commercial. We have 2+ merchants in our database using this MCC code.
Does MCC 1520 qualify for credit card rewards?
Whether MCC 1520 qualifies for bonus rewards depends on your credit card's terms. Cards that offer bonuses on construction spending may reward transactions at merchants using this code. Check your card's reward categories to confirm.
How can I look up MCC 1520 programmatically?
You can access MCC 1520 data through our REST API. Sign up for a free API key to query MCC codes, get merchant mappings, and integrate MCC data into your applications.