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    Best card by MCC / Vietnam / MCC 9751

    Best credit card for MCC 9751 in Vietnam

    MCC 9751 · U.K. Supermarkets - Electronic Hot File · Retail

    For MCC 9751 (U.K. Supermarkets - Electronic Hot File) in Vietnam, the Sacombank Visa UNIQ Platinum gives the highest cashback at 20% (cap: VND 300,000 per statement (supermarket + transport combined); VND 600,000 total per statement).

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 9751

    Best overall

    1. 1.Sacombank Visa UNIQ Platinum20% cashback · cap: VND 300,000 per statement (supermarket + transport combined); VND 600,000 total per statement≈ 20% back
    2. 2.Sacombank Platinum American Express0.5% cashback≈ 0.50% back
    3. 3.Vietcombank Cashplus Platinum American Express0.5% cashback≈ 0.50% back
    4. 4.HSBC Cash Back Credit Card0.3% cashback≈ 0.30% back
    5. 5.HSBC Live+ Credit Card0.3% cashback≈ 0.30% back

    Miles are converted at your mile value.

    Cashback cards

    • 1.Sacombank Visa UNIQ Platinum

      Supermarkets & convenience stores

      Cap VND 300,000 per statement (supermarket + transport combined); VND 600,000 total per statement

      50% on the first transaction in each category within 30 days of activation. Reference merchants: Co.opmart, Aeon, Bach Hoa Xanh, Lotte Mart, GO!, Winmart, 7-Eleven, Circle K, FamilyMart, Ministop…

      Terms checked 2026-09-24 · Issuer terms ·

      20% cashback
    • 2.Sacombank Platinum American Express

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.5% cashback
    • 3.Vietcombank Cashplus Platinum American Express

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.5% cashback
    • 4.HSBC Cash Back Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 5.HSBC Live+ Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 6.Techcombank Spark

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1% cashback
    • 7.VIB Cash Back

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1% cashback
    • 8.VIB Super Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.1% cashback
    • 9.VPBank Lady Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.1% cashback
    • 10.VPBank StepUp Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1% cashback
    Sources (28)
    • Quy định hoàn tiền thẻ tín dụng Visa UNIQ Platinum
    • Sacombank Visa Uniq Platinum (RCGV)
    • Quy định hoàn tiền thẻ tín dụng Platinum American Express
    • Sacombank – Danh mục MCC hoàn tiền
    • Quy định hoàn tiền thẻ tín dụng Platinum American Express (re-issued Feb 2026)
    • Thẻ tín dụng Sacombank Platinum American Express – product page
    • Sacombank Platinum American Express (RCGV)
    • Vietcombank Cashplus Platinum American Express product page
    • Điều chỉnh tính năng ưu đãi hoàn tiền Vietcombank Cashplus Platinum Amex (VNBA, 2023)
    • Terms and Conditions of HSBC Cash Back Credit Card (effective 6 March 2026)
    • HSBC Cash Back Credit Card product page
    • Terms and Conditions of HSBC Live+ Credit Card (effective 02/07/2024)
    • HSBC Live+ Credit Card product page
    • Thẻ tín dụng Techcombank Spark – Danh sách MCC chi tiết từng lĩnh vực và danh sách MCC loại trừ
    • Terms and Conditions of Techcombank Rewards Program (credit card earn valid 01/05/2026 – 31/12/2026)
    • Techcombank Spark product page
    • Chương trình Điểm thưởng/hoàn tiền thẻ tín dụng VIB
    • Biểu phí và điều kiện – Thẻ tín dụng VIB Cash Back
    • VIB Cash Back (CardTOT)
    • Chương trình ưu đãi của Thẻ tín dụng VIB Super Card – Danh mục MCC (applicable from 27/09/2023)
    • VIB Super Card American Express Platinum (RCGV, June 2026)
    • Biểu phí & Điều kiện thẻ tín dụng VIB Super Card (effective 19/03/2026)
    • Thể lệ ưu đãi tính năng VPBank Lady Mastercard (21/11/2025 – 20/11/2026), Phụ lục 01–02 MCC
    • Thẻ tín dụng VPBank Lady MasterCard – product page
    • Thể lệ ưu đãi dài hạn VPBank Lady Mastercard (06/10/2023 – 30/09/2024), Phụ lục MCC (superseded)
    • Review VPBank Lady Mastercard (RCGV, May 2026)
    • Thể lệ ưu đãi tính năng thẻ VPBank StepUp Mastercard (21/11/2025 – 20/11/2026)
    • VPBank StepUp Mastercard: phí, ưu đãi, điều kiện (RCGV)
    FAQ

    Which credit card is best for MCC 9751 in Vietnam?

    For MCC 9751 (U.K. Supermarkets - Electronic Hot File) in Vietnam, the Sacombank Visa UNIQ Platinum gives the highest cashback at 20% (cap: VND 300,000 per statement (supermarket + transport combined); VND 600,000 total per statement).

    What is MCC 9751?

    MCC 9751 is the merchant category code for U.K. Supermarkets - Electronic Hot File (Retail). MCC 9751 is a network-internal code associated with U.K. supermarkets and the Electronic Hot File, a list used for checking cards in authorisation processing. It is not a retail merchant category in normal use; UK supermarket purchases are coded 5411.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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