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    Best card by MCC / Vietnam / MCC 9406

    Best credit card for MCC 9406 in Vietnam

    MCC 9406 · Government-Owned Lotteries (Non-US Regions) · Government-owned Lottery (Global, Excluding U.S.)

    For MCC 9406 (Government-Owned Lotteries (Non-US Regions)) in Vietnam, none of the cards we track gives a bonus. 2 cards (Sacombank Platinum American Express, Sacombank Visa UNIQ Platinum) earn nothing on this code.

    Tick the cards you hold to see which one to use here.

    Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

    Cards ranked for MCC 9406

    Best overall

    1. 1.Vietcombank Cashplus Platinum American Express0.5% cashback≈ 0.50% back
    2. 2.HSBC Cash Back Credit Card0.3% cashback≈ 0.30% back
    3. 3.HSBC Live+ Credit Card0.3% cashback≈ 0.30% back
    4. 4.Techcombank Spark0.1% cashback≈ 0.10% back
    5. 5.VIB Cash Back0.1% cashback≈ 0.10% back

    Miles are converted at your mile value.

    Cashback cards

    • 1.Vietcombank Cashplus Platinum American Express

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.5% cashback
    • 2.HSBC Cash Back Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 3.HSBC Live+ Credit Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.3% cashback
    • 4.Techcombank Spark

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1% cashback
    • 5.VIB Cash Back

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1% cashback
    • 6.VIB Super Card

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.1% cashback
    • 7.VPBank Lady Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-10-01 · Issuer terms ·

      0.1% cashback
    • 8.VPBank StepUp Mastercard

      Base rate (no bonus for this MCC)

      Terms checked 2026-09-24 · Issuer terms ·

      0.1% cashback

    Cards that earn nothing on this MCC

    Sacombank Platinum American ExpressSacombank Visa UNIQ Platinum
    Sources (28)
    • Vietcombank Cashplus Platinum American Express product page
    • Điều chỉnh tính năng ưu đãi hoàn tiền Vietcombank Cashplus Platinum Amex (VNBA, 2023)
    • Terms and Conditions of HSBC Cash Back Credit Card (effective 6 March 2026)
    • HSBC Cash Back Credit Card product page
    • Terms and Conditions of HSBC Live+ Credit Card (effective 02/07/2024)
    • HSBC Live+ Credit Card product page
    • Thẻ tín dụng Techcombank Spark – Danh sách MCC chi tiết từng lĩnh vực và danh sách MCC loại trừ
    • Terms and Conditions of Techcombank Rewards Program (credit card earn valid 01/05/2026 – 31/12/2026)
    • Techcombank Spark product page
    • Chương trình Điểm thưởng/hoàn tiền thẻ tín dụng VIB
    • Biểu phí và điều kiện – Thẻ tín dụng VIB Cash Back
    • VIB Cash Back (CardTOT)
    • Chương trình ưu đãi của Thẻ tín dụng VIB Super Card – Danh mục MCC (applicable from 27/09/2023)
    • VIB Super Card American Express Platinum (RCGV, June 2026)
    • Biểu phí & Điều kiện thẻ tín dụng VIB Super Card (effective 19/03/2026)
    • Thể lệ ưu đãi tính năng VPBank Lady Mastercard (21/11/2025 – 20/11/2026), Phụ lục 01–02 MCC
    • Thẻ tín dụng VPBank Lady MasterCard – product page
    • Thể lệ ưu đãi dài hạn VPBank Lady Mastercard (06/10/2023 – 30/09/2024), Phụ lục MCC (superseded)
    • Review VPBank Lady Mastercard (RCGV, May 2026)
    • Thể lệ ưu đãi tính năng thẻ VPBank StepUp Mastercard (21/11/2025 – 20/11/2026)
    • VPBank StepUp Mastercard: phí, ưu đãi, điều kiện (RCGV)
    • Quy định hoàn tiền thẻ tín dụng Platinum American Express
    • Sacombank – Danh mục MCC hoàn tiền
    • Quy định hoàn tiền thẻ tín dụng Platinum American Express (re-issued Feb 2026)
    • Thẻ tín dụng Sacombank Platinum American Express – product page
    • Sacombank Platinum American Express (RCGV)
    • Quy định hoàn tiền thẻ tín dụng Visa UNIQ Platinum
    • Sacombank Visa Uniq Platinum (RCGV)
    FAQ

    Which credit card is best for MCC 9406 in Vietnam?

    For MCC 9406 (Government-Owned Lotteries (Non-US Regions)) in Vietnam, none of the cards we track gives a bonus. 2 cards (Sacombank Platinum American Express, Sacombank Visa UNIQ Platinum) earn nothing on this code.

    What is MCC 9406?

    MCC 9406 is the merchant category code for Government-Owned Lotteries (Non-US Regions) (Government-owned Lottery (Global, Excluding U.S.)). MCC 9406 covers government-owned lotteries outside the US region, used for lottery ticket purchases from state or government-run lotteries. US government-owned lotteries use 7800, internet gambling uses 7801, and betting and casino gaming uses 7995. It is a government-sector code.

    Which cards earn no rewards on MCC 9406 in Vietnam?

    Sacombank Platinum American Express, Sacombank Visa UNIQ Platinum exclude MCC 9406 from rewards according to their terms and conditions.

    MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

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