Best credit card for MCC 7929 in Vietnam

1. 1.VPBank Lady Mastercard15% cashback · cap: VND 300,000 per statement (VND 150,000 below VND 15m spend)≈ 15% back
2. 2.Techcombank Spark8% cashback · cap: 500,000 U-Points per month≈ 8.0% back
3. 3.Sacombank Platinum American Express0.5% cashback≈ 0.50% back
4. 4.Sacombank Visa UNIQ Platinum0.5% cashback≈ 0.50% back
5. 5.Vietcombank Cashplus Platinum American Express0.5% cashback≈ 0.50% back

Miles are converted at your mile value.

Cashback cards

• 1.VPBank Lady Mastercard

  Beauty care / Health care / Fashion / Entertainment

  Cap VND 300,000 per statement (VND 150,000 below VND 15m spend)Min spend 15% if total spend is at least VND 15m per statement cycle; 7.5% below

  The issuer's list includes 9405 (Intra-Government Purchases) and 5561 (Recreational and Utility Trailers, under Fashion); both are kept as published

  Terms checked 2026-10-01 · Issuer terms · Rate changed?

  15% cashback

• 2.Techcombank Spark

  Chosen category: Entertainment

  Cap 500,000 U-Points per month

  Choose 1 of 5 categories; list includes spas (7298)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  8% cashback

• 3.Sacombank Platinum American Express

  Base rate (no bonus for this MCC)

  Terms checked 2026-10-01 · Issuer terms · Rate changed?

  0.5% cashback

• 4.Sacombank Visa UNIQ Platinum

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  0.5% cashback

• 5.Vietcombank Cashplus Platinum American Express

  Base rate (no bonus for this MCC)

  Terms checked 2026-10-01 · Issuer terms · Rate changed?

  0.5% cashback

• 6.HSBC Cash Back Credit Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  0.3% cashback

• 7.HSBC Live+ Credit Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  0.3% cashback

• 8.VIB Cash Back

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  0.1% cashback

• 9.VIB Super Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-10-01 · Issuer terms · Rate changed?

  0.1% cashback

• 10.VPBank StepUp Mastercard

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  0.1% cashback

Which credit card is best for MCC 7929 in Vietnam?

For MCC 7929 (Bands, Orchestras) in Vietnam, the VPBank Lady Mastercard gives the highest cashback at 15% (cap: VND 300,000 per statement (VND 150,000 below VND 15m spend)).

What is MCC 7929?

MCC 7929 is the merchant category code for Bands, Orchestras (Entertainment). MCC 7929 covers bands, orchestras, and miscellaneous entertainers, including musicians, performers, and entertainment acts hired for events. Theatrical producers and ticket agencies use 7922, and dance halls and studios use 7911. It is commonly treated as a restricted category. Fees are often paid as deposits before events.