Best credit card for MCC 7841 in Vietnam

1. 1.MSB Mastercard mDigi20% cashback · cap: VND 300,000 per statement≈ 20% back
2. 2.VPBank Lady Mastercard15% cashback · cap: VND 300,000 per statement (VND 150,000 below VND 15m spend)≈ 15% back
3. 3.Techcombank Spark8% cashback · cap: 500,000 U-Points per month≈ 8.0% back
4. 4.HSBC Live+ Credit Card1% cashback · cap: Unlimited≈ 1.0% back
5. 5.Sacombank Platinum American Express0.5% cashback≈ 0.50% back

Miles are converted at your mile value.

Cashback cards

• 1.MSB Mastercard mDigi

  Chosen category 3: Digital goods

  Cap VND 300,000 per statement

  Choose 1 of 3 categories

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  20% cashback

• 2.VPBank Lady Mastercard

  Beauty care / Health care / Fashion / Entertainment

  Cap VND 300,000 per statement (VND 150,000 below VND 15m spend)Min spend 15% if total spend is at least VND 15m per statement cycle; 7.5% below

  The issuer's list includes 9405 (Intra-Government Purchases) and 5561 (Recreational and Utility Trailers, under Fashion); both are kept as published

  Terms checked 2026-10-01 · Issuer terms · Rate changed?

  15% cashback

• 3.Techcombank Spark

  Chosen category: Entertainment

  Cap 500,000 U-Points per month

  Choose 1 of 5 categories; list includes spas (7298)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  8% cashback

• 4.HSBC Live+ Credit Card

  Entertainment

  Cap Unlimited

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  1% cashback

• 5.Sacombank Platinum American Express

  Base rate (no bonus for this MCC)

  Terms checked 2026-10-01 · Issuer terms · Rate changed?

  0.5% cashback

• 6.Sacombank Visa UNIQ Platinum

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  0.5% cashback

• 7.Vietcombank Cashplus Platinum American Express

  Base rate (no bonus for this MCC)

  Terms checked 2026-10-01 · Issuer terms · Rate changed?

  0.5% cashback

• 8.HSBC Cash Back Credit Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  0.3% cashback

• 9.VIB Cash Back

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  0.1% cashback

• 10.VIB Super Card

  Base rate (no bonus for this MCC)

  Terms checked 2026-10-01 · Issuer terms · Rate changed?

  0.1% cashback

• 11.VPBank StepUp Mastercard

  Base rate (no bonus for this MCC)

  Terms checked 2026-09-24 · Issuer terms · Rate changed?

  0.1% cashback

Which credit card is best for MCC 7841 in Vietnam?

For MCC 7841 (Video Tape Rental Stores) in Vietnam, the MSB Mastercard mDigi gives the highest cashback at 20% (cap: VND 300,000 per statement).

What is MCC 7841?

MCC 7841 is the merchant category code for Video Tape Rental Stores (Video Tape Rental Stores). MCC 7841 covers video tape rental stores, originally businesses renting videotapes and DVDs to consumers. The format is now largely obsolete, and video-on-demand or streaming rentals generally use digital goods codes such as 5815 or 4899. It remains in network code lists for legacy reasons.