Best credit card for MCC 7802 in Vietnam

MCC 7802 · Government-Licensed Horse/Dog Racing (US Region only) · Gaming

For MCC 7802 (Government-Licensed Horse/Dog Racing (US Region only)) in Vietnam, none of the cards we track gives a bonus. 4 cards (Techcombank Spark, Techcombank Everyday, Sacombank Platinum American Express…) earn nothing on this code.

Tick the cards you hold to see which one to use here.

Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

Cards ranked for MCC 7802

Best overall

1.Vietcombank Cashplus Platinum American Express0.5% cashback≈ 0.50% back
2.HSBC Cash Back Credit Card0.3% cashback≈ 0.30% back
3.HSBC Live+ Credit Card0.3% cashback≈ 0.30% back
4.VIB Cash Back0.1% cashback≈ 0.10% back
5.VIB Super Card0.1% cashback≈ 0.10% back

Miles are converted at your mile value.

Cashback cards

1.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.5% cashback
2.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback
3.HSBC Live+ Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback
4.VIB Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.1% cashback
5.VIB Super Card
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.1% cashback
6.VPBank Lady Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.1% cashback
7.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.1% cashback

Cards that earn nothing on this MCC

Techcombank SparkTechcombank EverydaySacombank Platinum American ExpressSacombank Visa UNIQ Platinum

Sources (30)

FAQ

Which credit card is best for MCC 7802 in Vietnam?

What is MCC 7802?

MCC 7802 is the merchant category code for Government-Licensed Horse/Dog Racing (US Region only) (Gaming). Covers government-licensed horse and dog racing in the US region, including wagers placed with licensed racing operators. It sits alongside 7800 (government-owned lotteries) and 7801 (government-licensed online casinos). Other betting, casino gaming and lottery transactions generally use 7995.

Which cards earn no rewards on MCC 7802 in Vietnam?

Techcombank Spark, Techcombank Everyday, Sacombank Platinum American Express, Sacombank Visa UNIQ Platinum exclude MCC 7802 from rewards according to their terms and conditions.

MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.