Best credit card for MCC 7011 in Vietnam

MCC 7011 · Hotels, Motels, and Resorts · Hospitality

For MCC 7011 (Hotels, Motels, and Resorts) in Vietnam, the MSB Mastercard mDigi gives the highest cashback at 20% (cap: VND 300,000 per statement).

Tick the cards you hold to see which one to use here.

Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

Cards ranked for MCC 7011

Best overall

1.MSB Mastercard mDigi20% cashback · cap: VND 300,000 per statement≈ 20% back
2.Sacombank Platinum American Express20% cashback · cap: VND 1,000,000 per statement (all categories combined)≈ 20% back
3.TPBank EVO Visa10% cashback · cap: VND 250,000 per category; VND 500,000 per statement≈ 10% back
4.VIB Super Card10% cashback · cap: 500,000 points per category per statement; 1,000,000 total≈ 10% back
5.Techcombank Spark8% cashback · cap: 500,000 U-Points per month per card account and per customer≈ 8.0% back

Miles are converted at your mile value.

Cashback cards

1.MSB Mastercard mDigi
Chosen category 2: Travel agencies & hotels
Cap VND 300,000 per statement
Choose 1 of 3 categories
Terms checked 2026-09-24 · Issuer terms ·
20% cashback
2.Sacombank Platinum American Express
Hotels
Cap VND 1,000,000 per statement (all categories combined)
Terms checked 2026-10-01 · Issuer terms ·
20% cashback
3.TPBank EVO Visa
Preference package 3: Travel
Cap VND 250,000 per category; VND 500,000 per statementMin spend 10% if total card spend is at least VND 15m per statement; 2% below
Package 3 (travel + entertainment)
Terms checked 2026-09-24 · Issuer terms ·
10% cashback
4.VIB Super Card
Chosen category: Travel
Cap 500,000 points per category per statement; 1,000,000 total
Choose one category in MyVIB. The published list is airline codes 3000–3308, hotel codes 3501–3838, 3998 (China Railway) and 7011. It does NOT include 4511 or 4722.
Terms checked 2026-10-01 · Issuer terms ·
10% cashback
5.Techcombank Spark
Chosen category: Travel
Cap 500,000 U-Points per month per card account and per customer
Choose 1 of 5 categories in Techcombank Mobile (change max once/day). 1 U-Point = VND 1.
Terms checked 2026-09-24 · Issuer terms ·
8% cashback
6.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.5% cashback
7.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.5% cashback
8.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback
9.HSBC Live+ Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback
10.VIB Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.1% cashback
11.VPBank Lady Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.1% cashback
12.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.1% cashback

Sources (34)

Merchants in Vietnam using MCC 7011

Anantara Avani Hotels & Resorts Lotte Hotels & Resorts RedDoorz

Highlighted merchants use MCC 7011 as their main code. Seen a different code? Report it.

FAQ

Which credit card is best for MCC 7011 in Vietnam?

For MCC 7011 (Hotels, Motels, and Resorts) in Vietnam, the MSB Mastercard mDigi gives the highest cashback at 20% (cap: VND 300,000 per statement).

What is MCC 7011?

MCC 7011 is the merchant category code for Hotels, Motels, and Resorts (Hospitality). Covers hotels, motels, resorts and similar lodging, including room charges and incidental spending billed to the room. Many large hotel chains have their own dedicated codes in the 3501–3999 range. Campgrounds use 7033 and timeshares use 7012, and bookings through online travel agencies may carry the agency's code (4722).

Which merchants in Vietnam use MCC 7011?

Merchants in Vietnam seen with MCC 7011 include Anantara, Avani Hotels & Resorts, Lotte Hotels & Resorts, RedDoorz. A merchant's MCC can differ by payment channel, so check the code on your statement.

MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.

Best credit card for MCC 7011 in Vietnam

MCC 7011 · Hotels, Motels, and Resorts · Hospitality

For MCC 7011 (Hotels, Motels, and Resorts) in Vietnam, the MSB Mastercard mDigi gives the highest cashback at 20% (cap: VND 300,000 per statement).

Tick the cards you hold to see which one to use here.

Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.

Cards ranked for MCC 7011

Best overall

1.MSB Mastercard mDigi20% cashback · cap: VND 300,000 per statement≈ 20% back
2.Sacombank Platinum American Express20% cashback · cap: VND 1,000,000 per statement (all categories combined)≈ 20% back
3.TPBank EVO Visa10% cashback · cap: VND 250,000 per category; VND 500,000 per statement≈ 10% back
4.VIB Super Card10% cashback · cap: 500,000 points per category per statement; 1,000,000 total≈ 10% back
5.Techcombank Spark8% cashback · cap: 500,000 U-Points per month per card account and per customer≈ 8.0% back

Miles are converted at your mile value.

Cashback cards

1.MSB Mastercard mDigi
Chosen category 2: Travel agencies & hotels
Cap VND 300,000 per statement
Choose 1 of 3 categories
Terms checked 2026-09-24 · Issuer terms ·
20% cashback
2.Sacombank Platinum American Express
Hotels
Cap VND 1,000,000 per statement (all categories combined)
Terms checked 2026-10-01 · Issuer terms ·
20% cashback
3.TPBank EVO Visa
Preference package 3: Travel
Cap VND 250,000 per category; VND 500,000 per statementMin spend 10% if total card spend is at least VND 15m per statement; 2% below
Package 3 (travel + entertainment)
Terms checked 2026-09-24 · Issuer terms ·
10% cashback
4.VIB Super Card
Chosen category: Travel
Cap 500,000 points per category per statement; 1,000,000 total
Choose one category in MyVIB. The published list is airline codes 3000–3308, hotel codes 3501–3838, 3998 (China Railway) and 7011. It does NOT include 4511 or 4722.
Terms checked 2026-10-01 · Issuer terms ·
10% cashback
5.Techcombank Spark
Chosen category: Travel
Cap 500,000 U-Points per month per card account and per customer
Choose 1 of 5 categories in Techcombank Mobile (change max once/day). 1 U-Point = VND 1.
Terms checked 2026-09-24 · Issuer terms ·
8% cashback
6.Sacombank Visa UNIQ Platinum
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.5% cashback
7.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.5% cashback
8.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback
9.HSBC Live+ Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.3% cashback
10.VIB Cash Back
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.1% cashback
11.VPBank Lady Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
0.1% cashback
12.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
0.1% cashback

Sources (34)

Merchants in Vietnam using MCC 7011

Anantara Avani Hotels & Resorts Lotte Hotels & Resorts RedDoorz

Highlighted merchants use MCC 7011 as their main code. Seen a different code? Report it.

FAQ

Which credit card is best for MCC 7011 in Vietnam?

For MCC 7011 (Hotels, Motels, and Resorts) in Vietnam, the MSB Mastercard mDigi gives the highest cashback at 20% (cap: VND 300,000 per statement).

What is MCC 7011?

Which merchants in Vietnam use MCC 7011?

MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.