MCC 5969 · Other Direct Marketers (Not Elsewhere Classified) · Retail/Direct Mktg
For MCC 5969 (Other Direct Marketers (Not Elsewhere Classified)) in Vietnam, the Sacombank Visa UNIQ Platinum gives the highest cashback at 20% (cap: VND 300,000 per statement (supermarket + transport combined)). 3 cards (VPBank Lady Mastercard, Techcombank Spark, Techcombank Everyday) earn nothing on this code.
Tick the cards you hold to see which one to use here.
Based on published card terms, last checked 2026-10-01. Rates, caps and exclusions change; confirm with your bank before relying on them.
Miles are converted at your mile value.
1.Sacombank Visa UNIQ Platinum
Ride-hailing / transport apps
Reference merchants: Be, Grab, Mai Linh, Xanh SM, GSM, Vexere, Futa, Superdong
Terms checked 2026-09-24 · Issuer terms ·
2.Sacombank Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
3.Vietcombank Cashplus Platinum American Express
Base rate (no bonus for this MCC)
Terms checked 2026-10-01 · Issuer terms ·
4.HSBC Cash Back Credit Card
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
8.VPBank StepUp Mastercard
Base rate (no bonus for this MCC)
Terms checked 2026-09-24 · Issuer terms ·
For MCC 5969 (Other Direct Marketers (Not Elsewhere Classified)) in Vietnam, the Sacombank Visa UNIQ Platinum gives the highest cashback at 20% (cap: VND 300,000 per statement (supermarket + transport combined)). 3 cards (VPBank Lady Mastercard, Techcombank Spark, Techcombank Everyday) earn nothing on this code.
MCC 5969 is the merchant category code for Other Direct Marketers (Not Elsewhere Classified) (Retail/Direct Mktg). MCC 5969 covers other direct marketers not classified elsewhere, including merchants selling by mail order, online subscriptions, or catalogue sales that do not fit other 596x codes. It is often used by subscription and continuity businesses. It is distinct from 5964 (catalogue merchants) and 5968 (continuity and subscription merchants).
VPBank Lady Mastercard, Techcombank Spark, Techcombank Everyday exclude MCC 5969 from rewards according to their terms and conditions.
MCC Explorer is independent and not affiliated with any bank. Card rules are summarised from each issuer's published terms; we don't guarantee that a transaction will earn rewards.